Tim Collier

What customers are saying..."Tim Collier is terrific to work with! I've never encountered an issue with State Farm. I was completely taken care of after this recent monster hurricane Ian. Thank you so much for caring so much! ❤"

❤️February is National Heart Month - Happy National Heart Month! As your State Farm agent, I want to take this opportunity to emphasize the importance of heart health and overall well-being. This month is all about raising awareness of heart disease and encouraging everyone to take proactive steps toward a healthier lifestyle. Just as you focus on your heart health with regular check-ups, a balanced diet, and exercise, don’t overlook your financial health! Having the right insurance coverage is essential for protecting you against unexpected medical expenses. Take this month to review your health insurance options and ensure you have the coverage that fits your needs. If you have any questions or need assistance, I’m here to help! Let’s work together to keep our hearts—and our finances—healthy this February!

🌞 February 2nd : Groundhog Day - Just like Punxsutawney Phil’s prediction about the weather, life can be unpredictable. As your State Farm agent, I’m here to help you navigate those uncertainties. Whether it’s protecting your home or ensuring your car is ready for the spring, having the right insurance coverage is crucial. This Groundhog Day, let’s commit to not just waiting for the shadows to dictate our plans. Instead, take a proactive approach: review your policies, update your coverage, and ensure you’re prepared for whatever comes your way.

❤️February 3rd : National Wear Red Day– Wearing red today is more than just a fashion statement; it’s a reminder to prioritize heart health and to have open conversations about prevention and care. While you’re taking care of your heart, don’t forget to check your health insurance coverage! As your State Farm agent, my goal is to ensure you have the proper coverage to protect against unexpected medical costs. When you know you’re adequately insured, you can concentrate on what really matters: your health and well-being.

🍕February 7th : National Pizza Day – Happy National Pizza Day! As your State Farm agent, I’m thrilled to celebrate this delicious occasion with you. Whether you’re a fan of classic pepperoni, veggie delights, or innovative gourmet pies, pizza has a special way of bringing people together and creating cherished memories. And speaking of getting together, if want to hit the road to pick up your favorite pizza, make sure you have the right auto insurance! If you have any questions or want to review your insurance options, I’m just a call away. Here’s to a fun and safe National Pizza Day!

❤️February 14th : Valentine’s Day - Happy Valentine’s Day! As your State Farm agent, I’m here to remind you that love isn’t just about flowers and chocolates—it’s also about ensuring you and your loved ones are protected! While you’re creating that perfect date night or picking out the sweetest gifts, consider this: just like you wouldn’t want to leave your heart unprotected, it’s important to have the right insurance coverage in place. Whether it's home insurance to protect your cozy love nest or auto insurance for those romantic drives, I’ve got you covered!

🐾 February 20th : National Love Your Pet Day- As your State Farm agent, I couldn’t be more excited to celebrate the furry (or scaly) members of our families! Whether you have a playful pup, a cuddly cat, or even a charming hamster, our pets bring so much joy and love into our lives. But with all that love comes the responsibility of keeping our pets healthy and happy. That’s where pet insurance comes in! Having pet insurance helps ensure that you can provide care for your beloved animals without worrying about unexpected veterinary costs. So, as you shower your pets with extra love today, take a moment to think about their health and well-being. If you’re interested in learning more about how pet insurance can help protect your furry friends, feel free to reach out!

🍞 February 23rd : National Banana Bread Day - Today we celebrate National Banana Bread Day, and what a perfect excuse to whip up a batch of this tasty treat! As your State Farm agent, I’d like to remind you that just like a good banana bread recipe, a solid insurance policy requires the right ingredients for success. It’s essential to have the proper coverage to protect your home, your health, and your loved ones from life’s unexpected surprises. So, while you’re baking or enjoying a slice today, take a moment to review your insurance needs. If you have questions or want to discuss how to ensure you’re adequately covered, I’m here to help!

🎉February 27th : National Retro Day– Today is National Retro Day, and it’s time to take a delightful stroll down memory lane! Whether you’re reminiscing about the groovy 70s, the vibrant 80s, or the iconic 90s, there’s something special about the nostalgia of yesteryear. From classic hairstyles to unforgettable music and those beloved retro video games, let’s celebrate all things vintage! As your State Farm agent, I think it’s also a great time to reflect on how far we’ve come—not just in style, but in how we protect what matters most! Just like trends evolve, so do your insurance needs. Whether you’ve upgraded to a new car, moved into a cozy home, or added a furry friend to your family, it’s essential to ensure your coverage is up to date. So, while you’re enjoying your favorite retro tunes or flipping through old photos today, consider giving your insurance a little throwback love too! If you have questions or want to review your policies, I’m here to help you stay stylishly protected!

I’ve been a State Farm agent for the last 17 years, and I’m here to serve the residents of Cape Coral, FL and the surrounding area, including Fort Myers, North Fort Myers, Bonita Springs, Estero, Sanibel, Captiva, Pine Island and the remainder of Lee County. My agency handles homeowners insurance, renters insurance, auto insurance, life insurance and business insurance.

I’m proud to be a second-generation State Farm agent—my father was one of the top agents in the country for over thirty years, so I certainly learned from a legend. He taught me from a young age that insurance is really about helping people understand and grapple with everyday risks—then helping them recover when the unexpected happens. I worked in telecommunications for four years, then I worked with my father at his agency. When Hurricane Charlie struck, I saw firsthand the vital role that insurance agents play in a community, and I’ve never forgotten the lessons I learned from those events. I knew then that I wanted to be an agent myself, and my dream finally came true in 2007.

I was born and raised right here in Florida, and I’ve lived all of my life as a Floridian. I’m a graduate of the University of Florida (Go Gators!), where I studied business and agricultural economics. I’ve been married for twenty-five years now, and my wife and I are raising two wonderful children together. We spend our time enjoying boating, fishing, and going to the beach. I also love playing golf and staying in shape—I’ve been doing CrossFit for a while, and I really enjoy it.

I also love finding ways to serve this beautiful community. My office and I donate to local food banks and to efforts that help support our local first responders. We are a strong supporting member of the local Chambers of Commerce including Cape Coral & SanCap. As a business owner, it’s important to me to give back—and to find ways to lift up and support other businesses in the area.

My team and I work closely with our customers, focusing our efforts on three key areas: reducing your exposure to risk, growing your wealth, and protecting your income. Ultimately, our goal is to provide coverage within your budget, and we’re always ready to help you find the right home insurance, renters insurance, life insurance, auto insurance or business insurance for your needs. Please call or visit for a quote.